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An isoparametric plate bending element with nine nodes is used in this paper for dynamic analysis of isotropic cut-out plate having concentrated and uniformly distributed mass on the plate. The Mindlin’s first-order shear deformation theory (FSDT) is used in the present finite element formulation. Two proportionate mass lumping schemes are used. The effect of rotary inertia is included in one of the mass lumping schemes in the present element formulation. Dynamic analysis of rectangular isotropic plates with cut-out having different side ratio, thickness ratio and boundary condition is analysed using a finite element method. The present results are compared with the published results. Some new results on isotropic plates with cut-out having different side ratio, ratio of side-to-thickness of the plate, different position and size of cut-out in plates subjected to transversely concentrated and distributed mass are presented.